A Simple Guide to Making the Best Choice.
Thinking about spreading the cost of your new bathroom or heating system? This guide breaks down what finance options involve, who they’re suitable for, and what to consider before applying.
Investing in your home, whether through a new bathroom, heating system, or complete renovation, is a big decision. We offer flexible finance options through our partner Ideal4Finance, allowing you to spread the cost over manageable monthly payments. But is financing the right choice for you?
When Finance Makes Sense
You’re planning a larger purchase: Finance allows you to access quality products without needing to pay in full upfront.
You prefer budgeting monthly: Fixed payments can make it easier to manage your monthly cash flow.
You want to complete your project now: Instead of waiting to save, finance enables you to start sooner.
When You Should Think Twice
If you’re unsure about making monthly repayments.
If you’re already managing other high-interest credit commitments.
If your credit score is a concern.
Note: Taking out finance should be a well-informed decision. You should always ensure that you can comfortably meet every monthly repayment in full and on time.
Speak to a Trusted Broker
We work exclusively with Ideal4Finance, a credit broker with an “Excellent” Trustpilot rating. Their network of lenders offers competitive options, and they’ll guide you through the process without pressure.
Things to Remember
A deposit may be required.
Approval depends on your credit profile and individual circumstances.
Always read the terms carefully before signing.
Ready to Apply?
If you’re ready to take the next step, you can begin your finance application securely online. If you need help with your application, contact Ideal4Finance directly on 020 3617 4647 (Monday to Friday, 9am–5pm).
Important Disclosure
Plumb IT Plumbing Merchants Limited t/a Stellar Bathrooms is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.